1. Public housing programme in the country started with the
rehabilitation of refugees immediately after independence and
since then, it has been a major focus area of the Government
as an instrument of poverty alleviation. Rural housing
programme,as an independent programme , started with Indira
Awaas Yojana (IAY) in January 1996. Although IAY addressed
the housing needs in the rural areas, certain gaps were
identified during the concurrent evaluations and the
performance Audit by Comptroller and Auditor General (CAG)
of India in 2014. These gaps, i.e. nonassessment of housing
The shortage, lack of transparency in selection of beneficiaries, low
the quality of the house and lack of technical supervision, lack
convergence, loans not availed by beneficiaries and weak
the mechanism for monitoring was limiting the impact and
outcomes of the programme.
2. To address these gaps in the rural housing program and in
view of Government’s commitment to providing "Housing for
All’’ by the scheme 2022, the of has IAY has been re-structured
into Pradhan Mantri Awaas Yojana –Gramin (PMAY-G) w.e.f. 1st
April 2016.
3. PMAY-G aims at providing a pucca house, with basic
amenities, to all houseless householder and those households
living in kutcha and dilapidated house, by 2022. The immediate
the objective is to cover 1.00 crore household living in kutcha
house/dilapidated house in three years from 2016-17 to 2018-
19.The minimum size of the house has been increased to 25
sq.mt (from20sq.mt) with a hygienic cooking space. The unit
assistance has been increased from Rs. 70,000 to Rs. 1.20 lakh
in plain and from Rs75,000 to Rs 1.30 lakh in hilly states,
difficult areas and IAP district. The beneficiary is entitled to
90.95 person day of unskilled labour from MGNREGS. The
assistance for construction of toilet shall be leveraged though
convergence with SBM-G, MGNREGS or any other dedicated
the source of funding. Convergence for piped drinking water,
electricity connection, LPG gas connection etc. different
Government programmers are also to be attempted.
4. The cost of unit assistance is to be shared between Central and
State Government in the ratio 60:40 in plain areas and 90:10
for North Eastern and the Himalayan States. From the annual
budgetary grant for PMAY-G,90% of funds is to be released to
States/UTs for the construction of new house under PMAY-G
This would also include 4%allcation towards Administrative
expenses .5%of the budgetary grant is to be retained at the
central Level as reserve found for special Projects. The annual
allocation to the states is to be based on the Annual Action
Plan (AAP) approved by the Empowered Committee and the
found to States /UTs is to be released in tow equal
installments.
5. Once of the most important features of PMAY-G is the
selection of beneficiary. To ensure that assistance is targeted
at those who are genuinely deprived and that the selection is
objective and verifiable, PMAY-G instead of selecting a
the beneficiary from among the BPL households selects
beneficiary using housing deprivation parameters in the Socio
Economic and Caste Census (SECC), 2011 date which is to be
verified by the Gram Sabhas. The SECC data captures specific
deprivation related to housing among households. Using the
data households that are houseless and living in 0,1 and 2
kutcha wall and kutcha roof houses can be segregated and
targeted . The Permanent Wait List so generated also ensures
that the states have the ready list of the household to be covered
under the scheme in the coming years (through Annual Select
Lists) leading to better planning of implementation. To adders
grievances in beneficiary selection an appellate process has
also been put in place.
6. Towards better quality of construction, setting up of a Nation
Technical Support Agency (NTSA) at the national level is
envisaged. One of the major constraints in quality house
construction is the lack of the sufficient number of skilled masons.
To address this, a pan-India training and certification
programme of Masons has been launched in the States/UTs.
This will, in addition, and career progression for rural masons.
For timely construction/completion to ensure good quality of
house construction, it has also been envisaged to tag a PMAY-G
the beneficiary with a field level Government functionary and a
Rural Mason.
7. The beneficiary to be assisted by in-house construction with a
bouquet of house design typologies inclusive of disaster
resilience features the are suitable to their local geo-climatic
conditions . These designs are developed through an elaborate
public consultative process. This exercise will ensure that the
beneficiary does not over-construct in the initial stages of
house building which often results in the incomplete house or the
beneficiary is forced to borrow money to complete the house.
8. In PMAY-G, programme implementation and monitoring is to
be carried out through an end to end e-Governance model-
Using AwaasSoft and Awaas App. While AwaasSoft is a work
–flow enabled, web-based electronic service delivery platform
through which all critical function of PMAY-G, right from
identification of beneficiary to providing construction linked
assistance (throghPFMS),will be carried out; AwaasApp-a
the mobile application is to be used to monitor real time, evidence
based progress of house construction through date and time
stamped and georeferenced photographs of the house. The
tow IT application help identify the slip ups in the achievement of
targets during the course of implementation of the
programme. All payments to beneficiary is to be through DBT
to beneficiary’s Bank/post office accounts registered in Awaas
SoftMIS.
9. The States have to come up with their Annual Action Plan of
PMAY-That will include a plan for convergence in with other
Government programme . The mechanism for convergence in
PMAY-G is also to be strengthened through a system to system
real-time transfer of information between the programme that
are to converge with PMAY-G.
10. A willing beneficiary is to be facilitated to avail institution
finance up to Rs.70,000.-which would be monitored through
the SLBC, DLBC and DLBC.
11. The programme implementation is to be monitored not only
electronically, but also through community participation (Social
Audit), Member of Parliament (DISHA Committee), Central and
State Government officials, National Level Monitors etc.
